Hearth Financial

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(Credit Based)
• Up to $20,000 approvals

• No proof of income

• No drivers license required

• Renters and property owners can apply

• Up to 60-month terms on all approvals

• No pre-payment penalty - simple interest loan

• Financing available for residential properties only
• Property owner must be on the loan
• Low payments with terms up to 30 years
• Finance amounts up to $150,000
• Financing available only in California
• Accepts credit scores as low as 640
• Interest rates start at 8.49%, but are credit-dependent